Apply Now For Your High Risk Merchant Account​

Get reliable credit card processing specialized for high risk businesses.
High Wire Payments is a trusted high risk payment processor that offers secure processing, competitive rates, and export support.

Need to get submitted quickly? Complete our intake form and receive a response within 24 hours.

Submit directly to High Wire Payments and move straight into underwriting.

After submitting, review the next steps: Open the checklist

Get a fast pre-approval in minutes. Confirm your rates and details with Leah.

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The Best Solution for High-Risk Businesses

I’m Leah, and I work directly with merchants at High Wire Payments. A lot of legitimate businesses in regulated industries get treated as high-risk by default and left without real support. That’s what I help with. If you want to work one on one with someone who understands your industry and stays involved with your account, you’re in the right place.

Simplified compliance
Clear requirements and guidance from day one
Long-term processing relationships
Accounts structured for stability, not short-term approvals
24/7 support
Real help from a team that understands high-risk businesses

Built for High-Risk Businesses That Need Stability

High Wire Payments is structured specifically for businesses that operate in regulated, high-risk, or frequently misunderstood industries. Our focus is long-term approval, clear compliance, and predictable processing.

Chargeback Mitigation

Built-in guidance to reduce disputes and protect your account. No monthly chargeback monitoring fees.

Dedicated Account Management

Direct access to Leah Walczuk, available 24/7 for support, underwriting questions, and scaling guidance.

Competitive, Transparent Pricing

Interchange-plus pricing for high-risk categories. No teaser rates. No surprise increases.

High-Risk Bank & Gateway Access

Banking partners that understand CBD, hemp, supplements, adult, and other high-risk verticals.

Compliance-First Onboarding

Clear requirements from day one to prevent shutdowns, fund holds, and underwriting surprises.

Real Client Cost Reductions

Examples of how fee stacking, flat-rate pricing, and padded margins impact real businesses at different stages.

Startup
CBD Business
Enterprise

Before High Wire Payments

Monthly Fee: $250
Processing: 6.99% flat

Flat-rate pricing with no cost transparency as volume grows.

With High Wire Payments

Monthly Fee: $45
Processing: 1.50% over interchange

Lower barrier to entry and clean pricing built to scale.

$205 saved per month
Reduction in monthly platform and account fees

Before High Wire Payments

Monthly Fees: $200
Processing: 3.99% over interchange

Stacked risk fees and inflated margins.

With High Wire Payments

Monthly Fee: $20
Processing: 1.25% over interchange

Same risk profile. Proper underwriting.

$1,620 saved per month
$180 in flat fees + $1,440 in processing costs

Before High Wire Payments

Monthly Volume: $600,000
Markup: 2.00% over interchange

Total effective rate: 3.80%

With High Wire Payments

Monthly Volume: $600,000
Markup: 0.50% over interchange

Total effective rate: 2.30%

$9,000 saved per month
1.50% reduction on $600,000 in volume

Book a Consultation With Leah Walczuk

Schedule time to review approval options, account structure, and realistic placement paths for your business. This call is for established or serious operators in regulated or high-risk industries.

  • Pre-approval and placement review
  • Clear compliance requirements
  • Honest approval feedback
  • No sales pressure
Prefer to reach out directly?
Email: leah@highwirepayments.com
Call or text: (805) 827-7451
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