Payment Processing for 7-OH | 7-Hydroxymitragynine Merchant Account
Important notice about 7 hydroxymitragynine also called 7 OH
High Wire Payments cannot underwrite or process payments for 7 hydroxy products. This includes gummies shots tablets powders tinctures and any product that concentrates 7 OH.
Banks and card brands are treating 7 OH as a high risk opioid class product. Merchants are receiving closure notices and violation letters that reference brand risk and illegal or brand damaging transaction rules. If you apply for a merchant account while selling 7 OH you may be boarded and then removed later with funds placed in reserve.
What to expect if you seek card processing for 7 OH outside our network
- Pricing quotes often land around seven to ten percent over interchange with a ten percent rolling reserve
- Heightened content reviews lab report requests and ongoing site audits
- Higher dispute sensitivity and faster account closures after complaints or policy changes
Guidance before you apply anywhere
- Read your product pages and remove any medical or cure claims
- Add an age gate refund policy shipping timelines restricted states and a plain description of ingredients and strength
- Keep certificates of analysis ready and consistent with what you sell
- Expect reserves volume caps and descriptor changes
Safer alternatives to keep revenue moving
Consider a mixed stack that avoids card brand exposure for 7 OH. Common options include crypto checkout for web orders and ACH debit for repeat customers and wholesale. Both can run beside a normal card account that you use for compliant items only.
- Crypto near instant settlement and chargeback proof with clear wallet reconciliation
- ACH lower cost and good for subscriptions and invoice flows with bank account verification
If you plan to remove 7 OH entirely we can review you for a standard program that supports natural kratom leaf hemp and other compliant items.
Questions about your catalog or plans to pivot away from 7 OH contact us or start an application and note that you are removing 7 OH.