Apply Now For Your High Risk Merchant Account
Get reliable credit card processing designed for high-risk businesses. High Wire Payments is a trusted high risk payment processor that offers secure processing, competitive rates, and expert support. Get your high risk payment gateway today!
Need To Get Submitted ASAP? Get Approved Within 24 Hours
Directly submit to High Wire Payments and go straight to underwriting.
After submitting, see the next steps guide: Open the checklist
fast Approvals
Get approved at High Wire in as little as 24 hours — even in restricted industries most processors deny.
No Contracts or Hidden Fees
Free of contracts from start to finish. No hidden fees – we’ll do a complimentary rate review per request.
Supports Niche Verticals
If Stripe, Square, or PayPal said no, we’re built to say yes. We work with restricted industries most processors shy away from – subscriptions, rebills, alternative products, supplements, travel, and other regulated industries.
99% Approvals
We’re proud to maintain a 99% approval rate across all supported industries thanks to our access to multiple banking partners experienced in high-risk verticals. Your dedicated agent actively advocates for your approval.
Advanced Fraud Protection
Protect your business with our industry-leading tools designed to reduce fraud risk.
Chargeback Prevention Tools
Keep your processing secure with alerts and mitigation strategies that work.
Integration Options
From Shopify to hosted checkouts, we have plug-and-play or API-based integration.
24/7 Expert Support
Leah Walczuk – your account manager and advocate. Available 24/7 by direct cell or email.
Our Services
Whether you run a retail store or sell online, we have a solution built for you.
eCommerce
- Payment Gateway Integration
- Site Encryption & Security
- Fraud & Chargeback Protection
- Shopping Cart Compatibility
- Fast Online Approval
High Risk
- Interchange Plus Pricing, Flat Rate, Surcharging
- No Contracts or Hidden Fees
- 3–5 Day Approval
- Chargeback Mitigation Tools
Retail
- POS Terminals & EMV Readers
- Tap & Bluetooth Compatible
- Cash Discount Options
- Loyalty Program Integration
- Inventory + Staff Management
Low Risk
- Instant Approval Under 24 Hours
- Simple Underwriting Requirements
- Flat Rate or Interchange Options
- Perfect for Small or Local Businesses
- 99.9% Approval Rate on Low Risk NAICS
YOU’RE IN CONTROL
Calculate Your Savings
With High Wire Payments
Use our savings calculator based on real merchant data to estimate how much you could be saving with High Wire Payments. Like what you see? Let’s talk.
CONTACT US TODAY!
Savings Calculator
Annual Credit/Debit Sales: $24,000.00
Estimated Savings with Us: $432.00
Amount You Keep: $23,568.00
Hear From Our Customers
Real experiences from partners who count on our reliable services.
Edward
Fraud Detection