High Risk Payment Processing | Expert Merchant Solutions

High Risk Payment Processing

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What Is High Risk Payment Processing?

High risk payment processing is designed for businesses operating in industries with elevated chargeback potential, regulatory oversight, or non-traditional products. These include industries such as CBD, nutraceuticals, adult content, supplements, and digital services.

Traditional processors often decline these business types due to underwriting limitations. That’s where we come in — providing custom-fit merchant accounts through a curated network of high-risk banking partners.

Who Needs High Risk Merchant Services?

Any business selling regulated, restricted, or high-liability products online or in-store may require a high risk payment processor. Common industries include:

CBD & Hemp

We help CBD merchants integrate compliant, transparent processing without gateway issues or reserve confusion.

Kratom

Secure processing for kratom and similar botanicals with custom approval documentation and gateway guidance.

Supplements & Nutraceuticals

Sell online with confidence using billing-friendly, recurring-safe merchant accounts.

Adult & Digital Content

Adult platforms, subscriptions, and services can be supported through trusted domestic options.

Why Work With Us?

  • Custom pricing structures tailored to your risk profile
  • Support for recurring billing, card vaulting, and tokenization
  • Dispute and chargeback mitigation tools
  • Multiple banking relationships — domestic, no offshore.
  • Dedicated account manager and technical onboarding support

How the Process Works

  • Submit a short application and basic documentation
  • We assess your business model and match you to an appropriate processor
  • You receive a pricing breakdown, onboarding overview, and next steps
  • Once underwritten, we assist with gateway integration and launch

Need Help Navigating High Risk Payment Processing?

We’ve helped hundreds of merchants build sustainable processing infrastructure in high-risk sectors. Reach out to our team and let us walk you through your options — no obligation, no pressure.

Contact Our Team





 

Leah Walczuk
 

Meet Leah at High Wire Payments

Leah Walczuk is a payment processing expert in the high-risk space, working as a direct account agent. She helps businesses with customized solutions to get approved fast, save on fees, and thrive without the usual headaches of high-risk processing. She is the direct point of contact for all of her high-risk merchants, available 24/7.