Best Hemp Payment Processor in 2025: Get Approved Without Games
Running a legal hemp business but still getting banned by Stripe, Square, or PayPal? Here’s how to finally get stable credit card processing that works — no rebranding or hiding required.
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Why Is Hemp Still Considered High-Risk?
Even though the 2018 Farm Bill legalized hemp under 0.3% THC, most banks still classify hemp merchants as high-risk. This is due to THC confusion, regulatory uncertainty, and chargeback concerns.
Why Stripe, PayPal, and Square Don’t Work
- Stripe: Automatically flags websites with hemp keywords, even if your products are legal.
- PayPal: Prohibits all hemp and cannabinoid-based products.
- Square: Has a CBD program, but many legal hemp merchants get rejected or shut down anyway.
None of these platforms offer real support for the nuances of your hemp product line.
The Best Hemp Payment Processor in 2025
High Wire Payments specializes in legal hemp merchants — including flower, gummies, pre-rolls, tinctures, and pet products. We work directly with underwriters who understand the difference between hemp and marijuana and won’t flag your products.
- No tricks — sell legal hemp flower without hiding it
- Direct support from real underwriters
- Shopify, WooCommerce, BigCommerce, and custom store integrations
- No contracts or early termination fees
How to Get Approved for Hemp Payment Processing
- Submit your business and product details
- Provide COAs for your main hemp products
- Get matched with a processor who supports your exact use case
- Receive approval in 2–5 business days
We’ve helped thousands of merchants switch off unstable platforms and scale without the fear of shutdown.
Hemp Processing FAQ
Do I need to list COAs publicly?
Yes. Most banks require that third-party test results are linked directly from your product pages or compliance section.
What if I sell both hemp and non-hemp items?
That’s fine — just let your account rep know so your application is properly documented.
Can I use Shopify Payments?
No. Shopify Payments is powered by Stripe, which prohibits hemp. You can still use Shopify’s platform with an external gateway like Authorize.net or NMI.
Need a Hemp-Friendly Payment Solution?
We make it simple to accept cards online for your legal hemp products — without worrying about your account disappearing overnight.
Legal Hemp Support
We work with processors who understand the difference between compliant hemp and banned substances.
Fast Onboarding
Most merchants are approved and processing within 3–5 days.
Seamless Integration
We help connect your gateway to your existing site — no need to rebuild.
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