High Wire Payments

Start Your High Risk Merchant Account Application Today

High Wire Payments helps high-risk businesses in all industries get approved with transparent pricing and no hidden fees. Apply today and join thousands of merchants saving on processing.

Get Approved for a High Risk Merchant Account Today

High-Risk Industries We Serve at High Wire Payments

Our expert services provide secure payments and intelligent risk management, enabling your business to thrive.

eCommerce and Retail

Secure your online transactions for everything from physical products to software and digital media.

Alternative Products

Solutions for alternative products - anything you'd find in a headshop.

Subscription and Rebill

Reliable payment processing and recurring billing for subscription box, content, and service models.

Travel & Ticketing

Handle high-volume transactions for flights, hotels, and event tickets with advanced fraud protection.

Health & Wellness

Secure payments for supplements, nutraceuticals, health products, and fitness services.

Adult Industry

Safe and compliant processing for adult products, videos, and industries.

Ready to Open Your High-Risk Merchant Account?

Ready to Open Your Account With High Wire Payments?

Want to skip all of the fluff and get straight to the application, direct to the bank? Our Quick Apply Option will allow you to provide exactly what you need to get the process started.

High Risk Payment Processing Fees & Solutions

Book a free consultation with a payment processing expert to find the best solution for your business,

Retail

as low as

$ 2.4% + $0.10
  • Select your terminal
  • Choose from our range of options, or let us reprogram your existing equipment for a seamless upgrade.
  • Expedited equipment shipping
  • Enjoy fast delivery to get your business up and running without delay.
  • $10-45/monthly fee
Custom

High Risk

As low as 0.30%
  • Custom rates between 0.30% to 3.99%
  • Over interchange or flat rate options
  • Chargeback Mitigation
  • High Approval Ratios
  • $10-45/monthly fee
ecom

eCommerce

as low as

$ 2.8% + $0.15
  • Seamless integration with top eCommerce platforms
  • Effortlessly connect to leading platforms for smooth transactions.
  • No terminal needed
  • Process payments without the need for physical hardware.
  • $10-45/monthly fee

We Integrate Into Any Open Source Platform

High Wire Payments seamlessly connects with your preferred tools and platforms.  Your merchant account with High Wire will integrate with major payment gateways, shopping carts, CMS tools, and hosting platforms to simplify your payment stack.

Hear From Our Customers

Real experiences from partners who count on our reliable services.

    Justice

    Fast Approval

    I can’t thank Leah at High Wire Payments enough for the incredible job she did helping me secure card processing for my "high risk" business. After being denied three times elsewhere I was beginning to think it wasn’t even possible. But Leah not only got me approved, she did it quickly and with zero hassle.

      William

      Fair Rates

      What really blew me away were the rates. They were extremely fair and actually below what I thought was possible for my type of business. On top of that my monthly fees are minimal which makes a huge difference for my bottom line. The service has been prompt and professional from start to finish and Leah made the entire process feel simple and stress free.

        Patricia

        Industry Knowledge

        If you’re in a "high risk" industry and struggling to find card processing I highly recommend working with Leah. She made what seemed impossible into a reality for my business.

          David

          Integration

          The integration with our online store was seamless. The user interface provided by High Wire is intuitive, and we can easily track all our transactions.

            Ky

            Best Rates

            I ❤️ Leah. I was getting hosed with my previous processor and being a newbie to the risk processing world and Leah enlightened me to how I was getting taken advantage of. I would recommend her to anybody..

            Frequently Asked Questions

            Everything You Need to Know

            Getting approved for a merchant account with High Wire Payments is easy! Here’s a simple breakdown of the steps:

            1. Application: Start by filling out a straightforward application form here. Provide basic information about your business, such as the name, type, and location.
            2. Review: Our team will review your application promptly. We focus on your business needs rather than just your credit score.
            3. Approval: Once approved, you’ll receive confirmation, and we’ll work with you to set up your merchant account.
            4. Integration: Connect your payment system to our services using simple integration tools that we provide. Don’t worry; we’re here to help you through the process.
            5. Start Processing: Congratulations! Your business is now ready to accept payments. Enjoy the benefits of our competitive rates and reliable payment processing services.

            Should you come to us with your existing payment processing rates, our team will diligently assess and provide a comprehensive proposal that not only matches but surpasses your current pricing. We will elevate your payment processing experience and deliver unparalleled value for your business that our competitors simply can’t.

            At High Wire Payments, we know not everyone has great credit. We work hard to get you a merchant account with competitive rates, no matter your credit history. We believe in making it easy for businesses to succeed. Count on us to help you get the right payment solution.

            We take pride in offering the best rates for Visa and MasterCard transactions. Our commitment to providing competitive pricing ensures that your business benefits from cost-effective payment processing solutions.

            Yes! High Wire Payments offers multiple Point-of-Sale solutions according to the needs of your business. Please see our equipment section for more information.

            Yes. A Payment Gateway plays a vital role in both authorizing and securing online payment transactions.

            PCI Compliance refers to adherence to the Payment Card Industry Data Security Standard (PCI DSS), a set of security standards established to protect sensitive credit card information during online transactions. High Wire Payments provides turn-key solutions that are always PCI Compliant so you can focus on what matters – your business.

            Our Team is in the office from 8:00am – 5:00pm Pacific Time, but we are available to your business around the clock.

            High Wire Payments provides gateways that seamlessly integrate with numerous popular accounting programs, including various versions of QuickBooks. Feel free to reach out to us today for further details and to explore how our solutions can cater to your specific business needs.

            Contact Us

            Always Ready to Assist

            Smarter Payment Solutions for Your Business

            Give your customers a smoother checkout experience while keeping your business protected with fast, secure, and flexible payment options.

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