Fastest High Risk Merchant Account Application – 24 Hour Approval High Wire Payments
INTERNAL APPROVAL IN 24 HOURS*
Easy Application — Upload & Go
Upload your docs and get internal approval within 24 hours. We’ll package for the bank right after. US merchants only. Fees separate. Rates are lower than industry average and lower than Square’s CBD rates—custom per client.
What you’ll need (upload below)
- EIN Letter
- Articles of Organization / Formation Document
- 3 months bank statements (business or personal)
- 3 months processing statements
- Photos of inventory or fulfillment agreement
- Photo of driver’s license
- Voided check or bank letter
- COAs (if applicable)
- Optional for faster approval: domain receipt, vendor invoice, utility bill, tax return
Optional accelerator: complete the pre-application after you upload.
Easy Application
Step 1 / 2
Upload & Submit
Step 2 / 2
Optional Pre-Application
Why this is fast
We pre-underwrite your file and issue an internal approval in 24 hours when documentation is complete. Then we package and send it to the bank for final approval (that part takes longer)—but you won’t be waiting on us.
Pricing is custom per client, consistently lower than industry average and lower than Square’s CBD rates. You’ll know where you stand—no surprises.