High Chargeback Payment Processing
Protect your business with bulletproof payment solutions that handle high chargeback ratios, without sacrificing reliability or support. High Wire Payments partners with you for long-term success in high-risk environments.
Why Traditional Processors Can’t Handle Chargebacks
Traditional processors often shut down merchant accounts the moment chargebacks exceed 1%. For high-risk industries, that’s a guaranteed roadblock. High Wire Payments understands the nuances of your business and ensures continuity even when chargebacks spike. We help you mitigate disputes, respond proactively, and maintain healthy merchant relationships.
What Makes Us Different
Banking Network Depth
We work with over 30 acquiring banks familiar with high chargeback verticals — so you’re never limited to one fragile account.
Chargeback Response Tools
Our solutions come with pre-integrated dispute management, RDR (Rapid Dispute Resolution), and chargeback alerts to intercept problems before they escalate.
Proactive Monitoring
We track your chargeback ratio and issue alerts, helping you stay under card brand thresholds without surprises or penalties.
How It Works
Once you submit your application, our team matches you with a bank partner that aligns with your risk profile and processing volume. We ensure full underwriting, compliance setup, gateway integration, and hands-on support to launch and maintain your account.
Industries We Support
Supplements & Nutraceuticals
Recurring billing models with higher dispute rates are no problem for our processors experienced in health and wellness.
Online Coaching & Digital Services
Whether you sell courses, memberships, or subscription software, we help protect your business model from excessive refund claims.
Adult, CBD & Vape Products
Our partners are equipped to handle chargeback-sensitive verticals that most processors reject outright.
Compare Us to the Competition
| Feature | High Wire Payments | Standard Processor |
|---|---|---|
| Chargeback Mitigation | ✓ Built-in tools + alerts | ✗ Limited or none |
| Account Stability | ✓ Multiple acquiring banks | ✗ One bank = one shutdown |
| Pricing Transparency | ✓ Clear, custom quotes | ✗ Hidden fees, monthly surprises |