Stripe Shut Down My Account – What Now?
Stripe Shut Down My Account – What Now?
Stripe closed your account. No warning. No explanation. No access to your funds. Here’s exactly why it happens — and what to do if you’re locked out in 2025.
Why Did Stripe Shut My Account Down?
- Prohibited product or service: Stripe bans industries like CBD, kratom, THCA, tobacco, adult, and more.
- Chargeback or fraud risk: Too many disputes or “risky” payment behavior triggers auto-closure.
- Violation of Stripe’s Terms of Service: Even minor violations (like misclassifying your product) can cause instant termination.
- Algorithmic review: Stripe uses AI to monitor accounts — and you can be flagged even if you did nothing wrong.
What Happens After Stripe Shuts You Down?
- You lose access to the Stripe Dashboard.
- Your payouts are frozen — usually for 90 days.
- Stripe may permanently ban your business, domain, and EIN.
- You won’t be able to reopen a new account using the same credentials.
What You Should Do Next
- Check your email: Stripe will usually send a closure email with vague reasoning.
- Export all your data: If you still have access, download customer and payment reports now.
- Don’t try to reapply: Stripe shares blacklist data across its platform.
- Get a real merchant account: If you’re high-risk, you need a processor that accepts your industry.
Who Does Stripe Ban?
Stripe bans thousands of accounts monthly — and most merchants never get a clear answer. You’re more likely to be banned if you operate in:
- CBD, hemp, kratom, delta-8/9/10, THCA
- Glassware, paraphernalia, vapes
- Mushroom products (even legal)
- Online supplements, weight loss, SARMs, nootropics
- Coaching, digital downloads, dropshipping, crypto