Best Payment Processor for High-Volume Travel Agencies

Accept global bookings with lower fees, chargeback protection, and bank approval rates built for travel businesses processing $100K+ monthly.

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High-volume travel agencies face some of the strictest underwriting rules in payments due to refund risk, cancellations, and delayed service delivery. High Wire Payments provides reliable merchant accounts designed specifically for the travel sector — from tour operators to booking platforms — with chargeback mitigation tools and Kount® fraud prevention discounts for qualifying merchants.

Why Travel Merchants Are Considered High-Risk

Travel agencies experience high chargeback exposure because trips are often booked months in advance, making disputes easier for banks to side with the cardholder. Many processors reject travel businesses for this reason. High Wire Payments specializes in underwriting high-volume merchants with clear refund policies and legitimate booking verification systems.

Features of Our Travel Agency Merchant Accounts

Custom pricing for $100K–$1M+ monthly volume
Integration with Authorize.net, NMI, and direct API
Discounted Kount fraud screening and chargeback alerts
Multi-currency support for USD, CAD, EUR, GBP, and more
Fast approvals with travel-friendly acquiring banks

See also our guide on high-risk merchant account solutions to learn how approval ratios differ by region and MCC code.

Chargeback Mitigation and Kount® Discounts

High Wire Payments partners with chargeback monitoring platforms to stop disputes before they happen. Travel merchants can access:

Early-warning dispute notifications
Dynamic 3D Secure and real-time fraud scoring
Kount® data enrichment for transaction-level fraud prevention

Agencies processing over $250K monthly qualify for exclusive Kount® rate reductions through High Wire’s partner program.

Transparent Pricing and Volume Discounts

Interchange-plus starting at 0.75% over cost
Tiered volume-based fee reductions
No setup fees or long-term contracts

Our team works with banks that understand travel timelines, chargeback cycles, and customer risk patterns. Learn more about applying for a high-volume travel merchant account.